Personalfinance reddit

Here is one that I made and use. Download it for yourself, don't try to edit it. This is a fairly straightforward template. I deleted all the stuff that is personal to me. you make your categories on the first page. You decide what your regular expenses are, what you want to save for, and what cards you use.

Monthly Premium $346, Deductible $7000, Out of Pocket Max $7000. Plan 2. Monthly Premium $545, Deductible $0,Out of Pocket Max $4500. When I do the math, a year of monthly premiums plus out-of-pocket max is roughly the same for both plans. So if disaster strikes, I’m going to be paying the same either way. I’m …Can be anything related to finance - personal finance, banking, financial education, investing, etc. but just top 3. UPDATE: I did a count (by mentions not by number of upvotes) and as of 24/03 00:00 the leading apps are: Bank: r/monzo and r/StarlingBank Saving/Investing: r/MoneyBox - also the most mentioned app Budgeting/Planning: …The contribution up to the company match maximum is already handled earlier in the flowchart. 401k makes more money in the long run and is way more important for retirement. Whether your HSA or 401k has better investment options entirely depends on the providers, but odds are they're both going to be comparable. This subreddit is a place to discuss anything related to Canadian personal finance. The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, major purchase advice, unique deals and tips for frugality, employment financials (not career or job hunting) and other income sources, and a variety of similar topics. Posts must be a personal finance question or discussion with a descriptive title. We don't allow: Polls, surveys, or requests for personal data, experiences, or other types of self-reporting Success stories or thanks (use weekday/weekend thread) Several disallowed topics. Meta posts IAmA/AMA requests or posts

InvestorPlace - Stock Market News, Stock Advice & Trading Tips If you think Reddit is only a social media network, you’ve missed one of... InvestorPlace - Stock Market N...Reddit is a popular social media platform that boasts millions of active users. With its vast user base and diverse communities, it presents a unique opportunity for businesses to ...Jul 19, 2016 ... A recommended investment percentage is 10%, but it's up to you; more is better, the annual maximum is $18,000. The cardinal rule is Take The ...11. r/MiddleClassFinance. Subscribers: 20.6k. Topics: MiddleClassFinance. One of the newer Reddit personal finance communities is r/MiddleClassFinance, which is starting to grow quickly. …It’s prob worth $1000. I looked around at used cars (Hondas or Mazdas or Toyotas with 40-60k miles) and the used car prices are crazy. A 3-4 year old used civic is going for 19-22k, where as a new Kia Forte or Mazda is 22-25. With lower financing rates. I don’t feel good about a new car for a 16 year old.

Please use UK Personal Finance sub /r/UKPersonalFinance for personal question posts. This is not a Q&A subreddit. Please report posts that break the rules. Acceptable Post Topics: Latest Finance News (Do not editorialise titles) Boosting Income; Beer Money and Side Gigs; UK Employment; Business and Entrepreneurship; Discussion topics Posts must be a personal finance question or discussion with a descriptive title. We don't allow: Polls, surveys, or requests for personal data, experiences, or other types of self-reporting Success stories or thanks (use weekday/weekend thread) Several disallowed topics. Meta posts IAmA/AMA requests or posts Undervalued Reddit stocks continue to attract attention as we head into the new year. Here are seven for your perusal. Tough economic climates are a great time for value investors ...Even if you plan on making extra payments, the flexibility of PAYE and IBR can benefit most borrowers. Income-Based Repayment: You pay 15% of your discretionary annual income divided into 12 monthly payments. If you have less ~$20k in income, your payments are generally $0/month.

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This subreddit is a place to discuss anything related to Canadian personal finance. The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, major purchase advice, unique deals and tips for frugality, employment financials (not career or job hunting) and other income sources, and a variety of similar topics. For instance, r/PersonalFinance, and r/Budgeting are examples of subreddits. Upvote/downvote: Readers have the chance to rank certain content with an upvote or a downvote. Karma: To help content creators, Reddit has devised a point system or “Karma” to help get more of the popular content out there. The points are given based …The hacking shut down the nation’s biggest health care payment system, causing financial chaos that affected a broad spectrum ranging from large hospitals to …Welcome! Before making a post, please check out some of the great resources that we've provided to answer your questions: We have a simple guide answering most questions about what to do with money and how to prioritize your finances: Click here: How to handle $. We have a wiki covering dozens of topics: credit, debt, retirement, investing, and …A website’s welcome message should describe what the website offers its visitors. For example, “Reddit’s stories are created by its users.” The welcome message can be either a stat...

Sep 5, 2023 · For instance, r/PersonalFinance, and r/Budgeting are examples of subreddits. Upvote/downvote: Readers have the chance to rank certain content with an upvote or a downvote. Karma: To help content creators, Reddit has devised a point system or “Karma” to help get more of the popular content out there. The points are given based on upvotes. Whole Life Insurance - A Perspective. Insurance. I've felt compelled lately to write something about a topic here on Reddit that I often see get over simplified on the Personal Finance sub. There's always a lot of posts on this topic, and the comments are often unhelpful or misguided. The topic is of course everyone's favorite …It’s prob worth $1000. I looked around at used cars (Hondas or Mazdas or Toyotas with 40-60k miles) and the used car prices are crazy. A 3-4 year old used civic is going for 19-22k, where as a new Kia Forte or Mazda is 22-25. With lower financing rates. I don’t feel good about a new car for a 16 year old.3. r/frugal. Whether you have a limited income to work with or are trying to live a more budget-conscious life, r/frugal is a great community to explore. Redditors share their favorite tips on ...Dec 23, 2022 · 0% to 2.5%. Invest in private market. Evolve your portfolio beyond just the stock market today. Open An Account. Turning to Reddit for specific personal finance advice probably isn't the best idea ... 1.1K Members. 3 Online. Top 19% Rank by size. r/personalfiance: Please check out /r/personalfinance instead.r/personalfinance. • 2 yr. ago. Tactical_Boom3. Personal loans- are they worth it? Debt. Are personal loans worth it in the long run? My girlfriend and I are moving apartments and are …It seems like everyone agrees VOO through Vanguard is the best index fund to invest in but I’ve also heard of S&P 500 (or are these 2 the same thing?). They're the same thing. I'd recommend VTI which is the total stock market and includes mid cap and small cap (but is still mostly the SP500)Go to personalfinance r/personalfinance. r/personalfinance. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, …Real estate is often portrayed as a glamorous profession. Real estate agents, clients and colleagues have posted some hilarious stories on Reddit filled with all the juicy details ...

4. r/FinancialPlanning. Members: 172k. Description: Financial Planning, Personal Finance, Frugality, Money, and More! r/FinancialPlanning is another good general personal finance sub to ask money and financial questions. What makes this sub unique is that it’s the least “DIY.”.

Morally stuck paying a bill that is not mine. I 29 female will get right to it, last year I lost my best friend and roommate to an illness, the Wi-Fi bill is in his name. when I tried to get the account transferred to me they said I couldn’t because I wasn’t listed on the account which I understood. They told me that he (best friend) had to ...Dec 6, 2014 ... It turns out that, yes, they are bad with money. They are also bad with pretty much everything else. Our brains process information using an ...Are you looking for an effective way to boost traffic to your website? Look no further than Reddit.com. With millions of active users and countless communities, Reddit offers a uni...r/personalfinance Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!Personal Finance is a subreddit where users discuss saving, investing, retirement planning, and other practices connected to money management. It is the largest.The basics of personal finance fits on a single index card. The basics of finance require a textbook. If you want to learn the field of finance, work through Khan Academy. From there, if you want to stick to online content, Coursera has several good introductory classes you can work through. If you really want to learn it, enroll in an applied ...Jul 29, 2021 · 11. r/MiddleClassFinance. Subscribers: 20.6k. Topics: MiddleClassFinance. One of the newer Reddit personal finance communities is r/MiddleClassFinance, which is starting to grow quickly. This one branched off some of the other finance subreddits, with it focusing on people who fall into the “middle class.”. Chase Sapphire Reserve and Amex Platinum are generally viewed as the best cards if you travel and have a reasonable spending level. Discover It is another one that’s great for a beginner, they approve most people and the rewards are decent if you keep track of the rotating categories. Amex Blue Cash everyday card.

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[OC] Updated Map to Reddit's Personal Finance Communities (reorganized w/ 30+ new subreddits) Locked post. New comments cannot be posted. Share Sort by: Best. Open comment sort options. Best. Top. …Personal Finance. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! 19M Members. 8.2K Online.Dec 23, 2022 · 0% to 2.5%. Invest in private market. Evolve your portfolio beyond just the stock market today. Open An Account. Turning to Reddit for specific personal finance advice probably isn't the best idea ... Welcome to Personal Finance for the Financially Challenged! Check out our Wiki for general useful information. Much of the financial advice online and on reddit is aimed at people who have varying degrees of disposable income, ability to invest, lots of free time, available transportation, no kids, a partner, access to credit, and beyond. Welcome to FXGears.com's Reddit Forex Trading Community! Here you can converse about trading ideas, strategies, trading psychology, and nearly everything in between! ---- We also have one of the largest forex chatrooms online! ... New to Personal finance: Need help figuring out how to approach learning about …Investing. I came across a banking site called Wealthfront that's promising a HYSA with a 3.3% APY (15x times the national average they advertise). With unlimited transfers and 3.3% growth, and seemingly no sneaky minimum-anything, I'm wondering what the drawback would be for moving my E.F. here. Heck, based on what I'm reading I could …r/personalfinance Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!The one thing I still do is hire a tax professional every year. I have 6 income sources and own 3 properties. Well worth the $200. Some people have mentioned that it depends on your income and net worth. If you hire a planner, I would go with fee based only (pay per meeting or hour vs. a % of your investments).r/personalfinance: Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF… ….

Financial Planning, Personal Finance, Frugality, Money, and More! r/FinancialPlanning. Feed About. u/AutoModerator. • 4 days ago. 'Moronic' Monday - Your weekly thread for …If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to ma... The XY Planning Network is an organization of fee-only financial advisors that specialize in helping members of Generation X and Generation Y. All advisors are CFPs. Vanguard Personal Advisor Services charges 0.3% per year for assets managed under the service. Many of the advisors hold a CFP credential, but some do not. A little bigger Emergency fund, pay off the debt, bigger emergency fund, then invest. If you have typical student loan rates then definitely pay those off first. Your payments represent a known, relatively large return on investment. Doing a roth (after your loan is paid) is most likely inferior to saving into a traditional IRA or 401k unless ...This is Reddit's very own solution-hub. Members Online • Dry-Diet-6542. ADMIN MOD Is it better to save money and focus on personal finance, or spend travelling and having …The best thing you can do is to sell the shares the day they are purchased. Doing this, you are GUARANTEED a 17.6% (1 / .85) return on your investment since you are getting a 15% discount on the stock price. If the stock went up, the return will be higher. Breaking down the numbers: In both examples we contributed $2499.96 … Personal Finance. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! 18M Members. 4.3K Online. Nov 17, 2021 ... Save for a house. Depending on where you're living, it's an excellent investment. It's good if inflation hits, your money will grow (just like ...Pay Off Credit Card Debt OR Keep More Cash Available? Credit. I have about $30K in my savings and about $15k in my checking account.I also have about $12K in credit card debt across several different cards. I know I am paying interest on these cards every month that I have a balance. Most of these charges come from … Personalfinance reddit, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]